Dr. Derick Phan and our team at Phan Orthodontics are dedicated to helping you find the financial solution that fits your personal needs. We want to make certain that you can afford the high-quality orthodontics you deserve! We are pleased to offer a number of convenient payment and financial options, including:

  • Credit cards
  • Cash
  • Checks
  • Flexible Spending
  • Afla
  • In-house financing

During your initial visit and treatment planning consultation, we will discuss your payment options and assist you in finding the payment plan that works for you.


We accept almost all PPO insurance plans, and we also accept Pacific Union HMO. To verify whether we accept your insurance plan, please feel free to contact our office. If your insurance covers orthodontic treatment, you will have reduced personal costs. Many insurance policies include a lifetime orthodontic benefit that is distinct from regular dental insurance. Please remember that insurance policies vary; our team will review your insurance to determine the appropriate course of action. Once you have started treatment, we will be happy to file your claims for you. To help us, please bring your insurance card to your initial visit. If your benefits change during the course of treatment, the financially responsible party will be accountable for all charges.

To learn more about insurance and our payment options, we welcome you to contact our orthodontist in Almaden Valley and San Jose, California. We are always glad to help however we can!